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Your
home purchase is probably your single largest investment. The loan
is the most important item to be secured before you will ever get
into the home you want. Question: What are the 2 smartest things
to do prior to shopping for your home?
1)
Establish a relationship
with an experienced Mortgage Advisor who will protect your
interest
and secure the critical financing
2)
Get
Pre-Approved for your home loan.
Establish
a relationship with an experienced Mortgage Advisor
An
expert Mortgage Advisor can literally make the difference between
success and failure in your home purchase. With so many variables
and parties involved in a real estate transaction, no two transactions
are exactly alike. Obstacles frequently arise when you least expect
it. Before working with an internet lender or a bank representative,
ask yourself these critical questions:
What
will I do if a 3rd party problem arises in the middle
of my home purchase? Who will help me?
Will
an internet lender drive out, meet face-to-face with 3rd
parties on my behalf, write letters for me,
repair credit errors
for me, resolve title issues, etc?
Will
they keep me informed and find solutions, or simply hide and move
on to the next transaction?
One of
the smartest long-term investment choices you can make is to establish
a relationship with a seasoned Mortgage Advisor. In addition to
securing your best loan terms, your Mortgage Advisor will also provide
personal, on-site, expert, representation. No more calling various
people to get a question answered. William DeHart…your Mortgage Advisor for Life, is always just a phone call away.
Simply put, an expert Mortgage Advisor can save you money while
delivering dramatically superior service.
Get
Pre-Approved
“Pre-Approval”
simply means getting your loan approved before you go out and shop for your home.
A pre-approval is an actual written lender commitment of a maximum
loan amount issued after we submit your application to an investor
(unlike a pre-qualification which is simply an estimate with no
loan commitment secured).
In today’s competitive housing market, most Real Estate Agents insist
that you get pre-approved before they will begin assisting you in
the purchase process so you both can focus on homes in your price-range
rather than wasting time. Getting pre-approved allows you to feel
more confident that the loan terms best support your goals rather
than “rushing” for a quick loan approval in the middle of your escrow.
Get
pre-approved so you can relax and enjoy shopping for your
new home with the confidence and piece-of-mind that your home loan
is already established. It’s fast and easy!
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